Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Laura Finney.  

A seasoned financial literacy educator and coach. Laura shares her deeply personal journey into financial education, sparked by a lack of preparedness in her own life and a family experience that resulted in the loss of generational wealth. Through candid storytelling and practical advice, she empowers listeners to take control of their financial futures with strategic planning, budgeting, and mindset shifts.

🧭 Key Themes

• Financial Empowerment: Building financial literacy to live life on your own terms.
• Generational Wealth: The importance of estate planning and legacy preservation.
• Budgeting & Cash Flow: Identifying spending leaks and creating emergency funds.
• Mindset Over Age: Rejecting age as a limitation to financial or personal growth.
• Community Impact: Educating underserved communities and promoting financial independence.

🗂️ Episode Outline

1. Introduction by Rushion McDonald

   • Purpose of the show and encouragement to learn from others’ success stories.

2. Meet Laura Finney

   • Financial coach and educator with a mission to empower through financial literacy.

3. Turning Point at 50

   • Laura’s wake-up call after her 50th birthday and the realization of financial unpreparedness.

4. Family Legacy Lost

   • A powerful story of losing family land due to lack of a will, now replaced by an Amazon facility.

5. Common Financial Mistakes

   • Taking advice without personalized planning.
   • Misunderstanding retirement and financial independence.

6. Advice for 30s and 40s

   • Pay yourself first.
   • Avoid inaccessible savings vehicles.
   • Start planning early.

7. Budgeting Tips

   • Cut back on dining out, personal care, and entertainment.
   • Build emergency funds—even starting with $1/day.

8. Financial Misconceptions

   • Living for today vs. planning for tomorrow.
   • The myth of “having time” to save later.

9. How Laura Works with Clients

   • Initial consultation → personalized interview → strategic financial roadmap.

10. Closing Thoughts

    • Encouragement to take control of your financial future and live life on your terms.

💬 Notable Quotes

• “Nobody’s really retiring. We’re not great-grandma on the porch with lemonade anymore.”
• “Don’t let age define how you live your life.”
• “Everything starts with a budget.”
• “You can’t chase money. You have to plan for it.”
• “If you can save a dollar a day, you can build an emergency fund.”

👤 About the Guest: Laura Finney

Laura Finney is a financial literacy educator with over eight years of experience in the financial services industry. She specializes in delivering personalized financial literacy programs, workshops, and one-on-one consultations. Her mission is to help individuals and families achieve financial stability and long-term success through education, strategic planning, and empowerment.

📞 Contact Laura Finney

• Website: LauraFinneyEnterprises.net

#BEST

#STRAW

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Laura Finney.  

A seasoned financial literacy educator and coach. Laura shares her deeply personal journey into financial education, sparked by a lack of preparedness in her own life and a family experience that resulted in the loss of generational wealth. Through candid storytelling and practical advice, she empowers listeners to take control of their financial futures with strategic planning, budgeting, and mindset shifts.

🧭 Key Themes

• Financial Empowerment: Building financial literacy to live life on your own terms.
• Generational Wealth: The importance of estate planning and legacy preservation.
• Budgeting & Cash Flow: Identifying spending leaks and creating emergency funds.
• Mindset Over Age: Rejecting age as a limitation to financial or personal growth.
• Community Impact: Educating underserved communities and promoting financial independence.

🗂️ Episode Outline

1. Introduction by Rushion McDonald

   • Purpose of the show and encouragement to learn from others’ success stories.

2. Meet Laura Finney

   • Financial coach and educator with a mission to empower through financial literacy.

3. Turning Point at 50

   • Laura’s wake-up call after her 50th birthday and the realization of financial unpreparedness.

4. Family Legacy Lost

   • A powerful story of losing family land due to lack of a will, now replaced by an Amazon facility.

5. Common Financial Mistakes

   • Taking advice without personalized planning.
   • Misunderstanding retirement and financial independence.

6. Advice for 30s and 40s

   • Pay yourself first.
   • Avoid inaccessible savings vehicles.
   • Start planning early.

7. Budgeting Tips

   • Cut back on dining out, personal care, and entertainment.
   • Build emergency funds—even starting with $1/day.

8. Financial Misconceptions

   • Living for today vs. planning for tomorrow.
   • The myth of “having time” to save later.

9. How Laura Works with Clients

   • Initial consultation → personalized interview → strategic financial roadmap.

10. Closing Thoughts

    • Encouragement to take control of your financial future and live life on your terms.

💬 Notable Quotes

• “Nobody’s really retiring. We’re not great-grandma on the porch with lemonade anymore.”
• “Don’t let age define how you live your life.”
• “Everything starts with a budget.”
• “You can’t chase money. You have to plan for it.”
• “If you can save a dollar a day, you can build an emergency fund.”

👤 About the Guest: Laura Finney

Laura Finney is a financial literacy educator with over eight years of experience in the financial services industry. She specializes in delivering personalized financial literacy programs, workshops, and one-on-one consultations. Her mission is to help individuals and families achieve financial stability and long-term success through education, strategic planning, and empowerment.

📞 Contact Laura Finney

• Website: LauraFinneyEnterprises.net

#BEST

#STRAW

#SHMS

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin.

Senior Director of Public Education and Advocacy at Experian.

🎯 Purpose of the Interview

To educate listeners on fraud prevention, identity theft, credit management, and financial literacy. The conversation aims to empower individuals—especially those in underserved communities—to take control of their financial health using tools and resources provided by Experian.

🗝️ Key Takeaways 1. Fraud & Identity Theft Awareness

• Identity theft is increasingly sophisticated, often driven by AI.
• Quote: “The currency of today isn’t necessarily cash—it’s information.”

2. Experian’s Role

• Experian is one of the three major credit bureaus.
• Offers tools for fraud detection, identity verification, and credit monitoring.
• Quote: “We help protect people from fraud and identity theft… and help them improve their financial lives.”

3. Understanding Credit Scores

• Credit scores range from 300 to 850, with categories from “Poor” to “Excellent.”
• Key factors: payment history, credit utilization, length of credit history, types of credit, and recent activity.
• Quote: “Banks like people who are boring. Just pay the bills on time and keep balances low.”

4. Free Resources

• Free credit reports available weekly via AnnualCreditReport.com.
• Experian offers free monitoring, alerts, and FICO scores.
• Quote: “There’s no real reason to pay for a credit report today.”

5. Establishing & Rebuilding Credit

• Tools like Experian Go and Experian Boost help users build or rebuild credit using non-traditional data (e.g., rent, utilities, streaming services).
• Quote: “You can go from no credit history to having a report and score in the 630 range—in minutes.”

6. Financial Savviness

• Being financially savvy means controlling your money, not letting it control you.
• Use credit cards strategically for rewards and pay balances in full.
• Budgeting and goal-setting are essential.
• Quote: “Start from a goal perspective… What do you want to do in life?”

7. Insurance Savings

• Experian’s auto insurance marketplace helps users compare and save.
• Average savings: ~$800/year.
• Quote: “We’ll monitor for you… and tell you if we find a better rate.”

8. Practical Tips

• Audit monthly bills for hidden charges.
• Use loyalty programs and coupons to save on groceries and gas.
• Quote: “I shop so much I get free food… $6, $8, $9 savings add up.”

🧠 Final Message

Rod Griffin emphasizes that financial literacy is about empowerment. By understanding your credit, using available tools, and setting clear goals, you can take control of your financial future.

#SHMS #STRAW #BEST

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin.

Senior Director of Public Education and Advocacy at Experian.

🎯 Purpose of the Interview

To educate listeners on fraud prevention, identity theft, credit management, and financial literacy. The conversation aims to empower individuals—especially those in underserved communities—to take control of their financial health using tools and resources provided by Experian.

🗝️ Key Takeaways 1. Fraud & Identity Theft Awareness

• Identity theft is increasingly sophisticated, often driven by AI.
• Quote: “The currency of today isn’t necessarily cash—it’s information.”

2. Experian’s Role

• Experian is one of the three major credit bureaus.
• Offers tools for fraud detection, identity verification, and credit monitoring.
• Quote: “We help protect people from fraud and identity theft… and help them improve their financial lives.”

3. Understanding Credit Scores

• Credit scores range from 300 to 850, with categories from “Poor” to “Excellent.”
• Key factors: payment history, credit utilization, length of credit history, types of credit, and recent activity.
• Quote: “Banks like people who are boring. Just pay the bills on time and keep balances low.”

4. Free Resources

• Free credit reports available weekly via AnnualCreditReport.com.
• Experian offers free monitoring, alerts, and FICO scores.
• Quote: “There’s no real reason to pay for a credit report today.”

5. Establishing & Rebuilding Credit

• Tools like Experian Go and Experian Boost help users build or rebuild credit using non-traditional data (e.g., rent, utilities, streaming services).
• Quote: “You can go from no credit history to having a report and score in the 630 range—in minutes.”

6. Financial Savviness

• Being financially savvy means controlling your money, not letting it control you.
• Use credit cards strategically for rewards and pay balances in full.
• Budgeting and goal-setting are essential.
• Quote: “Start from a goal perspective… What do you want to do in life?”

7. Insurance Savings

• Experian’s auto insurance marketplace helps users compare and save.
• Average savings: ~$800/year.
• Quote: “We’ll monitor for you… and tell you if we find a better rate.”

8. Practical Tips

• Audit monthly bills for hidden charges.
• Use loyalty programs and coupons to save on groceries and gas.
• Quote: “I shop so much I get free food… $6, $8, $9 savings add up.”

🧠 Final Message

Rod Griffin emphasizes that financial literacy is about empowerment. By understanding your credit, using available tools, and setting clear goals, you can take control of your financial future.

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin.

Senior Director of Public Education and Advocacy at Experian.

🎯 Purpose of the Interview

To educate listeners on fraud prevention, identity theft, credit management, and financial literacy. The conversation aims to empower individuals—especially those in underserved communities—to take control of their financial health using tools and resources provided by Experian.

🗝️ Key Takeaways 1. Fraud & Identity Theft Awareness

• Identity theft is increasingly sophisticated, often driven by AI.
• Quote: “The currency of today isn’t necessarily cash—it’s information.”

2. Experian’s Role

• Experian is one of the three major credit bureaus.
• Offers tools for fraud detection, identity verification, and credit monitoring.
• Quote: “We help protect people from fraud and identity theft… and help them improve their financial lives.”

3. Understanding Credit Scores

• Credit scores range from 300 to 850, with categories from “Poor” to “Excellent.”
• Key factors: payment history, credit utilization, length of credit history, types of credit, and recent activity.
• Quote: “Banks like people who are boring. Just pay the bills on time and keep balances low.”

4. Free Resources

• Free credit reports available weekly via AnnualCreditReport.com.
• Experian offers free monitoring, alerts, and FICO scores.
• Quote: “There’s no real reason to pay for a credit report today.”

5. Establishing & Rebuilding Credit

• Tools like Experian Go and Experian Boost help users build or rebuild credit using non-traditional data (e.g., rent, utilities, streaming services).
• Quote: “You can go from no credit history to having a report and score in the 630 range—in minutes.”

6. Financial Savviness

• Being financially savvy means controlling your money, not letting it control you.
• Use credit cards strategically for rewards and pay balances in full.
• Budgeting and goal-setting are essential.
• Quote: “Start from a goal perspective… What do you want to do in life?”

7. Insurance Savings

• Experian’s auto insurance marketplace helps users compare and save.
• Average savings: ~$800/year.
• Quote: “We’ll monitor for you… and tell you if we find a better rate.”

8. Practical Tips

• Audit monthly bills for hidden charges.
• Use loyalty programs and coupons to save on groceries and gas.
• Quote: “I shop so much I get free food… $6, $8, $9 savings add up.”

🧠 Final Message

Rod Griffin emphasizes that financial literacy is about empowerment. By understanding your credit, using available tools, and setting clear goals, you can take control of your financial future.

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.